Disclaimer

1. Not an Insurance Provider

CoverNear is an online directory only. We are not an insurance company, agent, broker, adjuster, or carrier, and we are not licensed to sell, solicit, or negotiate insurance in any state. We do not provide insurance quotes, bind coverage, or handle claims. Any insurance policy you purchase is issued and administered entirely by the agency or carrier you choose to work with.

2. No Endorsement

Inclusion of an agency on CoverNear is not an endorsement, recommendation, or guarantee of that agency's services, licensing status, financial stability, or business practices. "Featured" or "Recommended" labels shown on the Site reflect our own internal placement and do not constitute a certification of quality.

3. Accuracy of Listings

Agency information on CoverNear — including contact details, services offered, insurance types, and service areas — is submitted by the agencies themselves or compiled from publicly available sources. We do not independently verify this information and cannot guarantee its accuracy, completeness, or timeliness. We recommend confirming any agency's current licensing, credentials, and offerings directly with the agency before making a decision.

4. No Insurance, Legal, or Financial Advice

Nothing on this Site constitutes insurance, legal, or financial advice. Insurance guides and articles published on CoverNear are for general informational purposes only and should not be relied upon as a substitute for advice from a licensed insurance professional, attorney, or financial advisor regarding your specific situation.

5. Independent Business Relationships

Agencies listed on CoverNear are independent businesses. They are not employees, agents, contractors, or representatives of CoverNear, and CoverNear is not responsible for their actions, omissions, advice, or the outcome of any transaction between you and an agency.

6. Verify Licensing Independently

Insurance agents and agencies are required to be licensed in the states where they do business. We encourage you to independently verify an agency's licensing status with your state's Department of Insurance before purchasing a policy.

7. Changes to This Disclaimer

We may update this Disclaimer from time to time. The current version will always be posted on this page.

8. Contact Us

If you have questions about this Disclaimer, please contact us or email [email protected].